The beginning of June marks the start of hurricane season in the Atlantic, and this year, the NOAA predicts an 85% chance of an “above normal” season. Even if you live miles from the coast, hurricanes can bring storm surges and heavy rains, leading to flooding. Did you know that most standard homeowners’ insurance policies exclude coverage for floods?
We want to make sure you’re prepared! Here are some essential tips from FEMA to help you get ready for the 2024 hurricane season:
1. Know the Dates: Hurricane season runs from June 1st to November 30th.
2. Prepare Your Home:
· Remove damaged trees and limbs.
· Secure and reinforce your roof.
· Clear debris from gutters to prevent water backups.
3. Know the Plan:
· Make a communication plan.
· Know your local evacuation routes.
· Create an emergency preparedness kit with important documents, keys, medications, and other essentials.
4. Take Time to Document:
· Take pictures and videos of your most valuable belongings.
· Keep records of these items. This documentation will be crucial for filing claims and recovering quickly in case of flooding.
5. Consider Buying Flood Insurance:
· Flood coverage takes 30 days to become effective.
· Don’t wait until a storm hits. Call us today for a quote if you’re in a high-risk area!
We work with top carriers to protect you and your home. Let us help you ensure you have the right coverage this hurricane season. Stay safe and be prepared!